Merchant Cash Advance News

Sued by a merchant cash advance lender in Rockland County, New York? Business owners nationwide may face MCA lawsuits in New York courts, even if they operate in another state. Learn why MCA funders file in Rockland County, how response deadlines work, what defenses may be available, and how to protect your business from default judgments and potential bank account enforcement.

California AB 2116 brings new licensing requirements for merchant cash advance funders under the California Financing Law beginning in 2028. Learn what the law means for MCA lenders, DFPI oversight, and California business owners facing merchant cash advance debt, collections, or lawsuits.

New York’s Attorney General has sued RapidRuling over more than 2,700 merchant cash advance arbitrations. Learn what the lawsuit alleges, how to find an MCA arbitration award against your business, and what options may be available to challenge it.

New SBA lending requirements may make the path out of merchant cash advance debt harder for some businesses. See why bank loans and equipment financing may be worth exploring now, what could block approval, and which records to prepare before applying.

New SBA rules could change how business owners with merchant cash advance debt plan for an SBA loan. Learn what the 24-month timeline means, which MCA obligations may matter, and what to review before applying.

Congress has cleared a bill to restore the $7.5 million Subchapter V debt limit, but it has not yet been signed. Here’s what business owners with merchant cash advance debt should know about eligibility, timing, and their restructuring options.

Merchant cash advance payments can strain a restaurant’s cash flow, especially when several advances draw from the same revenue. Learn which contracts and bank records to review, what to do if payments become unaffordable, and when to seek help with an MCA dispute.

Hundreds of merchant cash advance lawsuits are reportedly being filed each month in Rockland County Supreme Court against out-of-state small businesses. Credible Law examines the venue questions, default-judgment risks and emerging legal challenges that business owners facing MCA collection actions should understand.

California SB 362 has brought new APR disclosure rules into effect for covered commercial financing transactions. Learn what California businesses, funders and merchant cash advance providers should know about the requirements, compliance risks and potential impact on financing agreements.

Texas MCA and sales-based financing providers may face a December 31, 2026, OCCC registration deadline. Learn who may be affected, what registration requires, and the potential consequences of noncompliance.