Merchant Cash Advance News

Merchant cash advance payments can strain a restaurant’s cash flow, especially when several advances draw from the same revenue. Learn which contracts and bank records to review, what to do if payments become unaffordable, and when to seek help with an MCA dispute.

Hundreds of merchant cash advance lawsuits are reportedly being filed each month in Rockland County Supreme Court against out-of-state small businesses. Credible Law examines the venue questions, default-judgment risks and emerging legal challenges that business owners facing MCA collection actions should understand.

California SB 362 has brought new APR disclosure rules into effect for covered commercial financing transactions. Learn what California businesses, funders and merchant cash advance providers should know about the requirements, compliance risks and potential impact on financing agreements.

Texas MCA and sales-based financing providers may face a December 31, 2026, OCCC registration deadline. Learn who may be affected, what registration requires, and the potential consequences of noncompliance.

Last reviewed: September 2026 On February 19, 2026, the Appellate Division, First Department, unanimously modified the judgment in People v Richmond Capital Group LLC, 2026 NY Slip Op 00990. The court vacated the monetary portion of a $77,289,631 judgment, sent the damages question back to the trial court, and affirmed everything else. That last clause…

Last reviewed: September 2026  |  CredibleLaw — Legal Resource & Attorney Referral Network On May 1, 2026, the Consumer Financial Protection Bureau published a final rule at 91 FR 23530 removing merchant cash advances from the federal small business lending data collection program built under Section 1071 of the Dodd-Frank Act. The rule carries Docket…